FSE Listings

For the past 18 years I have been involved with building Payment Service Providers around the world, with various licenses within the US, Canada, Spain, Sweden, Malta, Philippines, Malaysia, Hong Kong, Singapore, South Africa, UK, Australia, and of course New Zealand as a region to build Financial Service Providers. I also have been focused on buying and selling PSPs, FSPs, MSBs, EMIs, Banks, etc so if you have a company for sale, you must let me know, I have buyers. WE ARE ALWAYS LOOKING FOR PSPs For Sale by the way.

The Fintech market has been growing in leaps and bounds, and the onset of AI has also been driving the growth, but what is the best markets to build the companies in.

THIS IS WHY I CHOSE TO OPEN YOUR EYES TO NEW ZEALAND.

New Zealand is an attractive market for payment service providers (PSPs) for several reasons:

1. High Digital Adoption: New Zealand has a tech-savvy population with high internet and smartphone penetration rates. This makes digital payment services easy to adopt, as people are accustomed to online and mobile banking and other digital services.

2. Growing E-commerce Sector: E-commerce in New Zealand has been expanding rapidly, with local businesses and consumers increasingly relying on digital platforms. This creates demand for efficient and secure payment solutions that support online transactions.

3. Stable and Business-Friendly Economy: New Zealand is known for its stable economy, transparent regulations, and pro-business environment. The country ranks high in ease of doing business, which is advantageous for payment companies looking to establish a foothold in the region.

4. Favorable Regulatory Environment: New Zealand has a relatively progressive regulatory landscape for fintech and payments. The government and regulatory bodies, such as the Financial Markets Authority (FMA), are open to innovation, which helps PSPs navigate compliance without overly restrictive barriers.

5. Cross-Border Opportunities: Positioned as a gateway to Asia-Pacific, New Zealand provides access to nearby economies, including Australia and Southeast Asia. Many companies expand into New Zealand as part of a broader regional strategy, facilitating partnerships and cross-border transactions. In addition, many companies choose New Zealand to set up a Financial Service Provider for non- New Zealand residents, which is like a Bank structure offshore in New Zealand. We will discuss this further below.

6. Innovation-Friendly Financial Sector: New Zealand’s banks and financial institutions are generally open to collaborating with fintech companies, especially in payment solutions. This willingness to integrate with external service providers enhances PSPs’ ability to scale and integrate into the financial ecosystem.

7. Consumer Trust in Digital Payments: New Zealand consumers increasingly trust digital and mobile payments, driven in part by the robust data privacy and security standards. PSPs that prioritize security and convenience are well-positioned to succeed.

8. Government Support for Fintech Growth: New Zealand’s government actively promotes fintech innovation through funding initiatives and collaborations with private sector players. This support creates a nurturing environment for payment service providers to innovate and grow.

In addition to the local benefits, there is a specific type of company unique to New Zealand called a Financial Service Provider (FSP). An FSP adapts itself ideally to the Fintech World, and it has all the services of a Bank and PSP, in a great jurisdiction, without needing the massive capital requirements.

These services can be expanded to include the following and are not limited at all to just these items. The New Zealand FSP company can add at anytime the following services ideal for a PSP:

·         Issuing and managing a means of payment

·         Operating a money or value transfer service

·         Giving financial guarantees

·         Changing foreign currency

·         Trading financial products or foreign exchange on behalf of other persons

·         Keeping, investing, administering, or managing money, securities, or investment portfolios on behalf of other persons

·         Wholesale and/or generic financial adviser services

·         Broking service (including a custodial service)

·         Custody

If you are interested in expanding your business to New Zealand or have any questions please contact me, Ryan@businesslistingsgroup.com

Also, if you have any financial services companies for sale, please let us know, we can engage to assist you in the sale of your Bank, Brokerage License, MSB, EMI, etc. We also offer these types of firms for sale through our mergers and acquisitions division.